long-term care insurance

Long Term Care Insurance Specialists

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Long Term Care Insurance

Specialists in Your Local Area

LTC Financial Partners is a licensed insurance agency that specializes exclusively in Long Term Care Insurance. Our company is composed of hundreds of state-licensed long term care insurance agents, and is one of the nation's largest long term care insurance agencies. Our mission is to provide you with excellent service, helpful advice and useful resources about long term care insurance.

long term care insurance coverageWe represent the nation's top long term care insurance carriers, such as John Hancock and MedAmerica, and can provide quotes that best meet your individual needs.

LTC Financial Partners performs a computer analysis to produce a list of policies matching your needs and financial situation. Then one of our agents uses his or her considerable experience to help you narrow down your choices to find the best policies and premiums.

Get Started Now: choose your state to review your local long term care insurance information.

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Facts about Long Term Care:

Get the Facts About Long Term Care Insurance, Costs & Coverage

Traditional health insurance and disability insurance are not designed to pay for long term care services. Additionally, Social Security and Medicare do not pay for the costs of long term care. Private long-term care insurance may be your best option to help cover the future cost of care. Below are some startling statistics about long term care in America.

  • 40% of people receiving long-term care are working-age adults between the ages of 18-64.
    - National Clearing House for LTCI Information, 2008.
  • 74% of consumers ages 55 to 65 polled for a recent survey said they are concerned about
    needing some kind of long term care.
    - Prudential Financial Inc. Newark, N.J. 2010 Long Term Care Cost Study.
  • About 70% of Americans over the age of 65 years will need long-term care services during their lifetime.
    By 2020, this number is expected to exceed 12 million.
    - Prudential Research Report: Long Term Care Cost Study, 2010.
  • About 74% of consumers between the ages 55-65 are already looking into some type of long term care.
    -Prudential Research Report: Long Term Care Cost Study, 2010.
  • Aging Baby Boomers will significantly impact the potential demand for long-term care services over the next two decades – according to research by Prudential Financial, over the next 20 years the number of Americans age 65 and older will more than double to 71 million, comprising roughly 20% of the U.S. population.
  • Nationally, home health care costs have grown by 13% since 2008 and the annual cost for a private room in a nursing home exceeds $90,000 in 2010. -Prudential Research Report: Long Term Care Cost Study, 2010.
  • About 70% of people over age 64 will require some type of long term care services during their lifetime. More than 40% will need care in a nursing home. - National Clearinghouse for Long Term Care Information, 2008.
  • Women will need care longer (3.7 years on average) than men (2.2 years on average), mainly because women typically live longer. - National Clearinghouse for Long Term Care Information, 2008.
  • While about 1/3 of people 65 years old may not ever need long term care services, 20% will need long term care for longer than 5 years. - National Clearinghouse for Long Term Care Information, 2008.

To speak with a long term care insurance specialist in your state, and to get a quote or to request your FREE guide to long term care insurance, please enter your information into the form at the top of the page, or call toll-free (866) 471-4072 today!

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